Loans

Rates Effective: September 1, 2014
TYPE APR TERM ESTIMATED PAYMENT
PER $1000 BORROWED
New/Used Automobile (7 Years or Newer) 3.95% 6 Years $15.63
  3.50% 5 Years $18.20
  3.25% 4 Years $22.25
  3.00% 3 Years $29.08
Older Used Automobile (8 years and older) 6.50% 4 Years $23.72
  6.00% 3 Years $30.42
  5.75% 2 Years $44.21
Boats (New) 9.50% 4 Years $25.13
Motorcycles (New) 9.50% 4 Years $25.13
Real Estate (1st Mortgage ARM, Minimum $25,000.00) 4.30% 15 Years $7.55*
Real Estate (1st Mortgage, Minimum $25,000.00) 4.95% 15 Years $7.89
Home Equity Line of Credit - 1st Mortgage (Minimum $10,000.00)     Contact a mortgage loan officer for details
Home Equity Line of Credit - 2nd Mortgage     Contact a mortgage loan officer for details
Personal Loan (Open End/Over Draft) 15.9% Revolving Fixed
Personal Loan (Closed End) 14.00% 3 Years $34.18
  13.00% 2 Years $47.54
  12.00% 1 Year $88.84
Share Secured 7.00% 3 Years $30.88
CD Secured Loan 3.00% above
CD rate
3 Years $29.08
Credit Card: Visa Platinum 9.90% Revolving Fixed
Credit Card: Visa Gold 11.90% Revolving Fixed
Credit Card: Visa Classic 13.90% Revolving Fixed
Credit Card: Mastercard 13.90% Revolving Fixed

* Limit to 2% increase or decrease annually after the 1st 5 years with a lifetime cap of 5% over the initial rate.